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Morgan and Associates PC

Address:

2601 NW Expressway Ste 205E
Oklahoma City, OK 73112-7211

Contact Them:

Phone: (405) 425-0700
Fax: (405) 425-0739

http://wptiger.com/premium-wordpress-themes/

Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to contact you before 8 am or after 9 pm

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 14 Comments

    1. Martina R. on April 16, 2015 at 6:29 pm

      got a letter from Morgan and Associates. Stating about a cash advance of 680.85. I took a cash advanced but i’m on a payment plan. Tryin to get a phone number so i can talk to them but found none. His name is Bob Carner he said 24hour i don’t get a hold of them is going to go to court. and i will have charges against me. I just need to stop Morgan and Associates. Thank You.



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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.