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Monarch Recovery Management Inc


10965 Decatur Road
Philadelphia, PA 19154-3210

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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Jeremy M. on March 18, 2015 at 9:40 pm

      I purchased a car through GMAC. The loan through GMAC was for $5,000. I paid on the loan for 4 years but during the last year I was struggling. GMAC sold the loan to Monarch Recovery Management. The loan balance was $800. Monarch Recovery Management wants $2,000 now. Monarch Recovery Management calls constantly. I sent Monarch Recovery Management a cease and desist letter. Monarch Recovery Management stopped for a week, then started calling from a private number. I come on here and see Monarch Recovery Management has 31 complaints with the Better Business Bureau.

    2. Sharon C. on May 2, 2015 at 10:42 pm

      I got a call from Monarch Recovery Management at 8669984558 every day for the last few weeks. Silence was all that Monarch Recovery Management left on their message.

    3. PAtricia Tysinger on March 8, 2016 at 6:28 pm

      They call my work daily and I have a email where they send a fellow employee and email with a link to a arrest record from when I was 25… the Email was from 2014 however I kept a copy and found the IP address to be in Philadelphia. They called my work one time and even stated to a co worker that if I didn’t return the call they would issue a warrant for my arrest.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.