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Midwest Fidelity Services LLC


103 S Main St
Ottawa, KS 66067-2327

Contact Them:

Phone: (800) 983-5027
Fax: (785) 242-3522

Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to continue on with any collection efforts until a debt is validated, if you have requested validation.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Jamie B. on November 2, 2015 at 10:24 pm

      Midwest Fidelity Services LLC is withdrawing from my account without my consent. Midwest Fidelity Services LLC is also reporting on my credit report but not updating for the payments they take.

    2. steve on May 24, 2016 at 1:15 pm

      I believe this is one of several companies began by the same people who do the same thing to everyone they attempt to collect from. once they appropriate enough money from victims, they go out of business and start another one and start the same game over

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      It seems like a company called Duvera is claiming some money from me and decided to include my wife by using a third party firm from a fraudulent incident 8 years ago.

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