When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Midland Credit Management Inc


3111 Camino Del Rio N Suite 1300
San Diego, CA 92108-5750

Contact Them:


Midland Credit Management Inc is a company that works with various businesses to provide collection services and recover debt. Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Okenu S. on March 4, 2015 at 10:32 am

      I made a payment around January 2014 or so, concerning Verizon debt that i was owing, and Verizon used EOS service to collect the money and after i paid, another company called Midland Credit Management, Inc is threatening me to pay the money and despite all what i told them that i have paid the money i’m owing Verizon through EOS,they keep threatening me up till today and even sent it to my credit report. Something has to be done about MIDLAND CREDIT MANAGEMENT INC in order to settle this problem.

    2. Elizabeth C. on March 5, 2015 at 8:45 am

      Midland Credit Management has taken $699 from my checking account for a payment that I did not agree to. When they contacted me, I told them that I would have to speak with my husband before agreeing to such a large payment. They promised they would not just withdrawal my money, until I gave them the authority. The next evening however, I discovered that the payment was taken in full from my checking account, leaving me with no money. I am still trying to have my money returned. Midland Credit Management has to be stopped.

    3. Audrey M. on April 17, 2015 at 9:41 pm

      Midland Credit Management Inc repeatedly calls me after I have requested they no longer do so. I now simply block calls from Midland Credit Management Inc.

    4. Tanya Bowen on June 4, 2015 at 10:14 pm

      Midland Credit Management Inc calls after I have repeatedly requested they no longer do so. I want to sue Midland Credit Management Inc.

    5. Kevin C. on October 31, 2015 at 9:35 pm

      These are the phone numbers Midland Credit Management Inc has called me from:


    Share Your Experience

    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.