CONSUMER RESOURCES

When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Mercantile Adjustment Bureau LLC

Address:

165 Lawrence Bell Dr Ste 100
Williamsville, NY 14221-7900

Contact Them:

Phone: (716) 929-8200
Fax: (716) 929-8204

http://wptiger.com

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 31 Comments

    1. Brendan W. on April 11, 2015 at 10:56 pm

      I have been making payments on my account monthly with Mercantile Adjustment Bureau. My bill is from college and I am trying to pay my debt off so I can go back to school. Last month I went into my Mercantile Adjustment Bureau account online and the amount due was about $472. Today I went into my account online to pay the full amount and the amount to pay is $100 more. So I called Mercantile Adjustment Bureau to ask why it was so much so I got transferred to a supervisor who was very nasty, loud, and rude.



    2. [anonymous] on May 29, 2015 at 10:32 pm

      I read that Mercantile Adjustment Bureau was sued because they stated of a balance being due and payable immediately in an initial validation letter. Not sure if the Court found that Mercantile Adjustment Bureau made a deceptive statement.



    3. Kathryn S. on October 2, 2015 at 11:05 pm

      Mercantile Adjustment Bureau LLC is collecting for M and T Bank. Mercantile Adjustment Bureau LLC calls a lot but will not send anything in writing.



    4. how to start an introduction for an essay on November 12, 2021 at 9:50 pm

      Exceptionally individual pleasant website. Tremendous info offered on couple of clicks. http://multiessay.com



    5. four winds online casino michigan on November 15, 2021 at 1:45 pm

      I adore this site – its so usefull and helpfull. https://casinogamesmachines.com/



    6. adults only sex games on November 18, 2021 at 6:38 pm

      The knowledge is amazingly fascinating. https://sexygamess.com/



    7. games where you can have sex on November 19, 2021 at 7:12 am

      Your stuff is incredibly appealing. https://winsexgames.com/



    8. best foods for keto diet on November 19, 2021 at 12:48 pm

      Whoa….this is a valuable websites. https://ketogendiet.net/



    9. free sex games for kids on November 19, 2021 at 2:44 pm

      Hello there, tidy website you’ve gotten here. https://sex4games.com/



    10. 30 best keto bread recipes on November 20, 2021 at 3:06 am

      say thanks to a lot for your site it assists a whole lot. https://ketogenicdiets.net/



    11. keto desserts recipes on November 20, 2021 at 9:30 pm

      How goes it, very good web-site you possess here. https://ketogenicdietinfo.com/



    12. keto diet side dishes on November 21, 2021 at 4:50 am

      Great looking website. Assume you did a bunch of your very
      own coding. https://ketogendiets.com/



    13. what to write college essay about on December 9, 2021 at 1:53 am

      Wow, attractive site. Thnx … https://topessayswriter.com/



    14. best custom essay writing services on December 11, 2021 at 9:33 pm

      Simply just needed to express Now i am grateful that i came on your website! https://anenglishessay.com/



    15. free vpn for pc on December 12, 2021 at 7:45 am

      Great web site! It looks very good! Sustain the excellent job! https://windowsvpns.com/



    16. intellectual traits of critical thinking on December 13, 2021 at 2:38 pm

      You’ve one of the best internet sites. https://criticalthinkinginstitute.com/



    17. business vpn small on December 14, 2021 at 3:42 am

      Thanks! This a superb site! https://addonsvpn.com/



    18. best vpn for chrome on December 14, 2021 at 7:34 am

      Thanks, this website is very useful. https://vpnshroud.com/



    19. super vpn on December 17, 2021 at 1:44 am

      Wow cuz this is very excellent job! Congrats
      and keep it up. https://choosevpn.net/



    20. critical thinking in the classroom on December 17, 2021 at 3:53 am

      Many thanks, this site is really handy. https://criticalthinkingbasics.com/



    21. writing a comparison and contrast essay on December 17, 2021 at 6:29 am

      Wow, attractive site. Thnx … https://howtowriteessaytips.com/



    22. best vpn for torrents on December 17, 2021 at 3:48 pm

      Thanks, this website is very handy. https://vpn4home.com/



    23. avira phantom vpn on December 18, 2021 at 2:01 am

      Wow, stunning website. Thnx … https://topvpndeals.net/



    24. best vpn for chrome on December 18, 2021 at 6:03 am

      Thanks a bunch! This a very good web page. https://vpn4torrents.com/



    25. best vpn trial on December 21, 2021 at 11:28 pm

      Unbelievably user friendly website. Astounding info readily available on few clicks. https://thebestvpnpro.com/



    26. gay chat with married man on December 28, 2021 at 10:41 pm

      Nice website you possess right here. https://gaypridee.com/



    27. free asian chat lines gay on December 29, 2021 at 12:05 pm

      Wow because this is great work! Congrats and keep it up. https://gay-buddies.com/



    28. riversweeps online casino login page on January 10, 2022 at 2:52 am

      Hey, great web-site you have presently. riversweeps online casino login page



    29. gay tiny micro dick dating on January 12, 2022 at 10:57 am

      gay addiction dating apps gay teen dating sado masocism dating
      gay site gay tiny micro dick dating



    30. following directions essay on January 13, 2022 at 5:29 pm

      college application essay essay introduction examples
      college admissions essay following directions essay



    31. gay dating rules for making the first movie on January 14, 2022 at 12:05 am

      which of the following statements about dating in gay male and lesbian youth is true?gay dating rules for making the first
      movieadam4adamn gay dating gay conservative dating ap https://www.quora.com/gay-dating-site-scams-phishing



    Share Your Experience





    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.