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MCT Group


2309 190th St
Redondo Beach, CA 90278-5206

Contact Them:

Phone: (310) 372-7025
Fax: (310) 372-5192

MCT Group is a company that works with various businesses to provide collection services and recover debt. Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Drew M. on September 5, 2015 at 10:04 pm

      MCT Group sued me. MCT Group is now garnishing my wages. I never got a clear explanation from MCT Group as to what they are collecting.

    2. ...... on November 22, 2016 at 11:05 am

      they use abusive & obscene language. they have contact a third party and state that i owe a debt (Morris law p.c.) 7588 hillmont drive Oakland ca 94605. Garnished my wages. I only owe 9,846.00 on my loan and they are after me for 17,230.56

    3. Jorge Cotero on April 26, 2017 at 1:07 pm

      I have been attempting to come to some kind of resolution regarding my past due debt from a credit union I had many years ago. Unfortunately I lost my job but they continue to place levy’s on my ex girlfriends bank account. I have requested they not go after anyone but me but they have ignored those requests. I’m working on getting a job but they are not very easy to work with.

    4. Will Greer on February 6, 2020 at 4:25 pm

      MCT Group did not lawfully serve my brother (who is blind) bad k in 2006. They submitted their case and won a judgement by basing it on the unlawful service (they served a Postal Annex Box and not my brother’s residence at the time). They attempted a garnishment several years back but his bank blocked due to the account being a direct deposit of retirement and social security funds. Just recently, they did obtain a garnishment of the account successfully (the LA Sheriff is the levying officer), but we have filed a Claim of Exemption and are working on seeking legal assistance to fight the original judgement. Anyway, their representative is the same as noted above: Morris Law PC 7588 Hillmont Dr Oakland CA 94605.

      MCT is and has been reported to have used threatening tactics, usually skirting just above the law.

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