When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

McDonald Credit Service


1748 Nelson Rd
Raymond, WA 98577-9688

Contact Them:

Phone: (360) 942-3412
Fax: (360) 942-2705

Fast Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to utilize unfair or unconscionable means to collect an alleged debt.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Sex chemical on October 29, 2020 at 5:30 am

      … [Trackback]

      […] Find More to that Topic: […]

    2. cum se curata on October 30, 2020 at 10:24 am

      … [Trackback]

      […] Read More on that Topic: […]

    3. trò chuyện với người nổi tiếng on November 6, 2020 at 7:39 pm

      … [Trackback]

      […] Read More here on that Topic: […]

    4. legit dumps shop on November 16, 2020 at 12:54 pm

      … [Trackback]

      […] Info on that Topic: […]

    5. Tinder Mobile on May 16, 2021 at 5:13 am

      Tinder Mobile

      Mcdonald Credit Service Harassment & Complaints | Fair Debt Lawyers

    6. online dating sites free australia on May 19, 2021 at 5:15 pm

      free dating canada

    7. free nigeria dating sites on May 20, 2021 at 9:45 am

      100 free german dating sites

    8. free online dating sims for guys on May 20, 2021 at 3:10 pm

      free dating friendship

    9. new free dating site in italy on May 26, 2021 at 11:11 am

      totally free chinese dating sites

    10. 100 free online dating uk on May 26, 2021 at 1:50 pm

      free single muslim dating sites

    11. free dating sites besides plenty of fish on June 1, 2021 at 8:37 am

      free dating sites in the us

    12. free dating sites in tennessee on June 1, 2021 at 9:23 am

      free christian dating site for singles

    13. free messaging dating websites on June 1, 2021 at 1:47 pm

      singles online dating free

    14. free hiv dating sites on June 1, 2021 at 6:11 pm

      internet free dating

    15. Хрустальный on June 16, 2021 at 1:59 pm

    16. arab dating free on June 23, 2021 at 8:01 am

      free online dating stock photos

    17. 100 free canadian dating site on June 23, 2021 at 9:53 am

      best 100 free interracial dating sites

    18. uk online free dating sites on June 23, 2021 at 5:07 pm

      sex free dating site

    19. top free dating site in usa on June 23, 2021 at 6:10 pm

      free dating social media

    20. free dating chat rooms no registration on June 25, 2021 at 12:59 pm

      watch celebs go dating online free

    21. keto coleslaw recipe on July 6, 2021 at 10:13 am

      keto friendly starbucks drinks

    22. what is dirty keto diet on July 6, 2021 at 5:07 pm

      keto diet for type 1 diabetes

    23. benefits of the keto diet on July 8, 2021 at 12:31 pm

      drawbacks of keto diet

    Share Your Experience

    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.