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McCreary Veselka Bragg and Allen

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Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to contact you via telephone if the collector receives written communication stating that you want the collector to stop calling you.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

 

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

 

The Fair Debt Collection Practices Act offers consumers many other protections. If any of your rights are violated, your best option is to consult with a consumer protection attorney.

2 Comments

  1. Whitney C. on August 27, 2015 at 10:52 pm

    McCreary Veselka Bragg and Allen calls from 8669555455. McCreary Veselka Bragg and Allen wants money but does not appear to have an operational web site.

  2. Justin on October 5, 2016 at 4:58 pm

    I have received letters from McCreary, Veselka, Bragg, and Allen for three or four years, They send out 2 statements every year. These letters state that I owe money for a speeding ticket from a small Texas town. I did receive a speeding ticket in march 2008 and I also paid that speeding ticket in May of 2008. I have that receipt in my hand. So after getting off the phone with the town clerk, they state that they have no record of the drivers safety course that I signed up for. She stated that she has been going over these old files and some of the records have been getting added to the state driving records with points added to respective peoples records. Is this possible to do after 8 years?

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