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MBI Associates Inc

Address:

100 Merrick Rd Ste 430w
Rockville Centre, NY 11570-4806

Contact Them:

Phone: (516) 678-9705
Fax: (516) 678-8148

http://premium-wordpress-themes.me

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 27 Comments

    1. Joyce C. on April 9, 2015 at 9:57 pm

      I get 3 to 5 phone calls from MBI Associates per week. When I answer the phone MBI Associates hang up. I finally called back to find out who they were. I was able to learn that it was MBI Associates and they were trying to collect a debt from a person I had never heard of.



    2. Sandy K. on May 26, 2015 at 8:23 pm

      I’m pretty sure MBI Associates is out of business because they don’t call me anymore. There was a class action against MBI Associates in the Eastern District of New York for illegal debt collection practices. I think it was because MBI Associates used to impose a $5 processing fee for any payments made via credit card or check over the phone.



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