CONSUMER RESOURCES

When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Martin and Seibert LC

Address:

1453 Winchester Ave
Martinsburg, WV 25405-5022

Contact Them:

Phone: (304) 262-3289
Fax: (304) 267-0731

premium-wordpress-themes.org

Fast Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to utilize unfair or unconscionable means to collect an alleged debt.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 48 Comments

    1. sonsofheaven.com on October 14, 2020 at 6:17 pm

      … [Trackback]

      […] Read More Info here on that Topic: fairdebtlawyers.com/resource/martin-and-seibert-lc/ […]



    2. What is Regression Testing on November 25, 2020 at 10:53 am

      … [Trackback]

      […] Read More here on that Topic: fairdebtlawyers.com/resource/martin-and-seibert-lc/ […]



    3. functional testing solutions on November 26, 2020 at 7:42 pm

      … [Trackback]

      […] Read More Info here on that Topic: fairdebtlawyers.com/resource/martin-and-seibert-lc/ […]



    4. highschool essay on November 13, 2021 at 8:21 am

      I love this site – its so usefull and helpfull. http://multiessay.com



    5. free online games to win real money no deposit on November 15, 2021 at 2:54 pm

      The tips is incredibly interesting. https://casinogamesmachines.com/



    6. sex games app on November 18, 2021 at 7:31 pm

      Extremely individual friendly site. Astounding details offered
      on few gos to. https://sexygamess.com/



    7. cartoon sex games free on November 19, 2021 at 8:01 am

      Passion the website– really user friendly and whole lots to see! https://winsexgames.com/



    8. maltitol keto on November 20, 2021 at 4:00 am

      say thanks to so much for your website it aids a whole lot. https://ketogenicdiets.net/



    9. how many eggs per day can someone eat on keto diet? on November 20, 2021 at 10:57 pm

      You have the most impressive internet websites. https://ketogenicdietinfo.com/



    10. keto ultra diet shark tank reviews on November 21, 2021 at 5:33 am

      Wow, lovely site. Thnx … https://ketogendiets.com/



    11. swinger sex games captions on December 7, 2021 at 8:02 am

      furry sex gay games https://cybersexgames.net/



    12. best online essay writing services on December 9, 2021 at 2:43 am

      You’ve got fantastic thing listed here. https://topessayswriter.com/



    13. casino ohne anmeldung gratis online spielen where on December 10, 2021 at 5:39 pm

      best online casino for usa players https://casinoonlinek.com/



    14. ocean resort casino online on December 11, 2021 at 5:04 am

      bravado online casino https://onlinecasinoad.com/



    15. writing a reflective essay on December 11, 2021 at 10:16 pm

      Maintain the excellent job and generating the group! https://anenglishessay.com/



    16. vpn for windows 10 free on December 12, 2021 at 8:28 am

      The information is really useful. https://windowsvpns.com/



    17. newest online casino real money on December 12, 2021 at 6:18 pm

      instant withdrawal online casino usa 2021 https://conline-casinos-hub.com/



    18. best casino online usa on December 13, 2021 at 7:42 am

      online real money casino usa https://onlinecasinos4me.com/



    19. creative and critical thinking on December 13, 2021 at 3:37 pm

      Greetings, well put together web site you possess there. https://criticalthinkinginstitute.com/



    20. online keno casino on December 13, 2021 at 7:44 pm

      ocean resort online casino https://casinosonlinex.com/



    21. essay hook generator on December 13, 2021 at 8:33 pm

      Thanks a ton for sharing your terrific webpage. https://yoursuperessay.com/



    22. buy vpn online on December 14, 2021 at 4:29 am

      Thanks a bunch! This is an outstanding website. https://addonsvpn.com/



    23. x-vpn on December 14, 2021 at 8:25 am

      Wow, beautiful portal. Thnx … https://vpnshroud.com/



    24. best vpn 2018 reddit on December 14, 2021 at 8:25 am

      The posts is rather helpful. https://vpnsrank.com/



    25. website that writes essays on December 17, 2021 at 2:39 am

      essay writing website https://howtowriteessaytips.com/



    26. critical thinking cartoon on December 17, 2021 at 4:41 am

      Wow, gorgeous site. Thnx … https://criticalthinkingbasics.com/



    27. writing essays in college on December 17, 2021 at 7:43 am

      essay writing help https://checkyouressay.com/



    28. "gay" speed dating on December 17, 2021 at 11:28 am

      gay dating guy 20 years younger https://gayfade.com/



    29. gay flash dating sim on December 17, 2021 at 2:18 pm


    30. hotspot shield vpn on December 17, 2021 at 9:03 pm

      You’ve gotten awesome thing at this point. https://tjvpn.net/



    31. free vpn torrenting on December 18, 2021 at 2:54 am

      Extremely user pleasant website. Great info offered on few clicks. https://topvpndeals.net/



    32. vpn for firestick free on December 18, 2021 at 6:55 am

      Merely needed to express I’m just delighted I came in your
      website! https://vpn4torrents.com/



    33. critical thinking worksheets middle school on December 19, 2021 at 2:18 pm

      critical thinking for dummies https://criticalthinking2020.net/



    34. winningham's critical thinking cases in nursing on December 19, 2021 at 3:31 pm

      ted talk critical thinking types of thinking https://uncriticalthinking.com/



    35. how to write a good conclusion for an essay on December 19, 2021 at 6:34 pm

      apa format essay example https://choosevpn.net/



    36. mla citation in essay on December 20, 2021 at 12:27 am

      how to write an outline for an essay https://thebestvpnpro.com/



    37. gay chat roul on December 22, 2021 at 2:39 am

      You have got awesome knowlwdge right. https://bjsgaychatroom.info/



    38. free gay bear dating on December 22, 2021 at 3:07 am

      Thanks regarding giving this type of well put together posting. https://speedgaydate.com/



    39. gay pnp chat free on December 29, 2021 at 5:56 pm

      You have got among the best internet sites. https://gay-buddies.com/



    40. 2striking on December 31, 2021 at 5:52 am

      2association



    41. gay tips for gay bottom dating on January 2, 2022 at 12:00 pm

      gay dating site out personal custormer service https://gayfade.com



    42. best gay dating site on January 2, 2022 at 12:21 pm

      gay dating app for over 50 https://gaysugardaddydatingsites.com



    43. casino usa online on January 10, 2022 at 3:44 am

      Great web website! It looks really expert! Sustain the helpful job! casino usa online



    44. cimparison synthesis essay on January 11, 2022 at 3:11 pm

      essay with no header cover page for essay persuasive essay examples cimparison synthesis essay



    45. college essay format on January 12, 2022 at 7:31 am

      good ways to start an essay essay topic what is a mla essay college essay format



    46. which gay dating app has most members lakeland fl on January 13, 2022 at 2:19 am

      browse gay dating ads gay college humor dating girlfriend gay fat dating which gay dating app has most members lakeland fl



    47. gay autism dating vancouver washington on January 14, 2022 at 8:13 am

      gay macho dating https://gaypridee.com/



    48. gold fish casino slots on January 20, 2022 at 9:02 pm

      mr cashman slots music heart of vegas free slots free slots
      on facebook gold fish casino slots



    Share Your Experience





    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.