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MARS Inc

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http://wptiger.com/premium-wordpress-themes/

Fact: Pursuant to the Fair Debt Collection Practices Act, a collection agency must send a 30-day validation notice within five days of your initial communication.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 3 Comments

    1. Lydia Goodner on December 24, 2014 at 3:22 pm

      I’ve had them call me several times. When they called my employer directly that was the last straw. I don’t know what to do. I talked to them about making sure my employer was not called from their company any longer. They refused stating ‘If you do not comply we will call again.’ They were not just telling me but shouting at me. Alisha the representative said that I was being a liar when I told her I was at work and I could not speak to her at the moment. She started to yell at me WHILE MY EMPLOYER WAS SITTING IN MY OFFICE.

    2. Beth T. on March 4, 2015 at 3:51 pm

      Nightmare! I was homeless,filling out apartment apps for one year. My applications were being denied and after the fourth application I was told i owed Lakewood Apts money. I asked Mars, Inc. Collection Agency “what apt?…I’ve never rented from them”.

    3. Danny G. on August 9, 2015 at 8:30 pm

      MARS Inc calls from 9187488444, 8004290076, and 9187490191. MARS Inc has called half a dozen times within week and a half and every time I was told that they would remove my number since I am not the person they are looking for.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.