When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Lockhart Morris and Montgomery Inc


833 E Arapaho Rd Ste 210
Richardson, TX 75081-2246

Contact Them:

Phone: (877) 214-3355
Fax: (214) 522-6571

Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to use false, deceptive, or misleading means in connection with debt collection.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Tonya M. on August 29, 2015 at 10:26 pm

      Lockhart Morris and Montgomery Inc left me a message making threats and yelling at me. The person who called from Lockhart Morris and Montgomery Inc was Kathy.

    2. fake rolex on December 21, 2020 at 7:15 pm

      … [Trackback]

      […] Here you can find 86078 additional Information on that Topic: […]

    3. Faithful Photography on December 28, 2020 at 7:21 pm

      … [Trackback]

      […] Read More on that Topic: […]

    4. acl board dimensions on December 30, 2020 at 6:03 am

      … [Trackback]

      […] There you can find 38553 additional Info on that Topic: […]

    5. high quality rolex replicas on January 28, 2021 at 1:26 am

      … [Trackback]

      […] There you can find 40901 more Info on that Topic: […]

    6. 메이저놀이터 on March 1, 2021 at 4:18 pm

      … [Trackback]

      […] Read More Information here to that Topic: […]

    7. relx pod on March 18, 2021 at 7:21 pm

      … [Trackback]

      […] Find More here on that Topic: […]

    8. best place to buy dumps on June 8, 2021 at 2:50 am

      … [Trackback]

      […] Read More on that Topic: […]

    9. microsoft exchange hosting plan on June 26, 2021 at 8:25 am

      … [Trackback]

      […] Read More Information here to that Topic: […]

    10. sunucu teknik servis on June 28, 2021 at 11:17 pm

      … [Trackback]

      […] Info on that Topic: […]

    11. microsoft exchange hesabı kurulumu on July 14, 2021 at 9:45 pm

      … [Trackback]

      […] Information to that Topic: […]

    12. Microsoft Exchange Hosting on July 26, 2021 at 2:47 am

      … [Trackback]

      […] Read More here on that Topic: […]

    13. best dumps + pin website on July 29, 2021 at 1:33 am

      … [Trackback]

      […] There you can find 27544 additional Info on that Topic: […]

    14. gay dating gay google play on August 2, 2021 at 11:48 am

      Many thanks! This a superb web site!

    15. brigade bm-9 accessories on September 1, 2021 at 5:01 am

      … [Trackback]

      […] There you can find 14651 more Info on that Topic: […]

    16. buying synthetic weed online on October 9, 2021 at 1:46 pm

      … [Trackback]

      […] Find More to that Topic: […]

    Share Your Experience

    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.