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When debt collectors cross the line, our attorneys can help.

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Linebarger Goggan Blair and Sampson LLP

Address:

297 Care St Ste 201
Harrisburg, PA 17109-1521

16949 I.H. 35 South
Austin, TX 78741

2700 Via Fortuna
Austin, TX 78746-7911

8130 Baymeadows Cir W Ste 203
Jacksonville, FL 32256-1812

819 Walnut St Ste 309
Scarritt Arcade Bldg
Kansas City, MO 64106-1816

Contact Them:

717-236-7666
800-988-5301
512-447-6675
904-448-2800
816-472-4333

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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 3 Comments

    1. thaislot88 on April 30, 2022 at 2:11 pm

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    2. ufazeed on April 30, 2022 at 2:13 pm

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    3. ufa24h on April 30, 2022 at 2:19 pm

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.