CONSUMER RESOURCES

When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Law Offices of Jeffrey H. Ward

Address:

2 Village Court
Hazlet, NJ 07730

Contact Them:

(732) 888-2003

premium-wordpress-themes.org

Fast Fact: Pursuant to the Fair Debt Collection Practices Act, a collection agency must send a 30-day validation notice within five days of your initial communication.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 18 Comments

    1. Beverly A on April 16, 2015 at 11:33 pm

      Law Offices of Jeffrey H. Ward was trying to collect a dollar amount that was way off. Law Offices of Jeffrey H. Ward was also calling me repeatedly.



    2. không tôn trọng người yêu on January 6, 2021 at 6:58 pm

      … [Trackback]

      […] Find More to that Topic: fairdebtlawyers.com/resource/law-offices-of-jeffrey-h-ward/ […]



    3. lace front wigs on January 16, 2021 at 8:41 pm

      … [Trackback]

      […] Information to that Topic: fairdebtlawyers.com/resource/law-offices-of-jeffrey-h-ward/ […]



    4. Electrolux DFX39 manuals on January 21, 2021 at 5:57 am

      … [Trackback]

      […] Find More to that Topic: fairdebtlawyers.com/resource/law-offices-of-jeffrey-h-ward/ […]



    5. Rand McNally RVND 7720 manuals on January 22, 2021 at 5:13 pm

      … [Trackback]

      […] Read More to that Topic: fairdebtlawyers.com/resource/law-offices-of-jeffrey-h-ward/ […]



    6. fish spatula yourfishguide.com on January 31, 2021 at 8:39 am

      … [Trackback]

      […] There you will find 65207 more Information on that Topic: fairdebtlawyers.com/resource/law-offices-of-jeffrey-h-ward/ […]



    7. CI CD Service Provider on February 7, 2021 at 5:50 am

      … [Trackback]

      […] Read More on that Topic: fairdebtlawyers.com/resource/law-offices-of-jeffrey-h-ward/ […]



    8. Tow Youngstown on February 15, 2021 at 7:33 am

      … [Trackback]

      […] Information to that Topic: fairdebtlawyers.com/resource/law-offices-of-jeffrey-h-ward/ […]



    9. sexy baccarat on March 25, 2021 at 7:28 pm

      … [Trackback]

      […] Here you will find 93720 more Information to that Topic: fairdebtlawyers.com/resource/law-offices-of-jeffrey-h-ward/ […]



    10. Small business health insurance on March 27, 2021 at 7:19 pm

      … [Trackback]

      […] Read More on on that Topic: fairdebtlawyers.com/resource/law-offices-of-jeffrey-h-ward/ […]



    11. ดูบอล on May 6, 2021 at 7:00 pm

      … [Trackback]

      […] Find More to that Topic: fairdebtlawyers.com/resource/law-offices-of-jeffrey-h-ward/ […]



    12. pialasport on May 8, 2021 at 1:53 am

      … [Trackback]

      […] Read More to that Topic: fairdebtlawyers.com/resource/law-offices-of-jeffrey-h-ward/ […]



    13. Hyderabad plots for sale on May 10, 2021 at 5:45 pm

      … [Trackback]

      […] There you will find 72772 additional Info to that Topic: fairdebtlawyers.com/resource/law-offices-of-jeffrey-h-ward/ […]



    14. en iyi casino siteleri on May 19, 2021 at 6:20 pm

      … [Trackback]

      […] Info to that Topic: fairdebtlawyers.com/resource/law-offices-of-jeffrey-h-ward/ […]



    15. essay writing service on June 10, 2021 at 6:33 pm

      … [Trackback]

      […] Read More here on that Topic: fairdebtlawyers.com/resource/law-offices-of-jeffrey-h-ward/ […]



    16. 먹튀검증 on June 19, 2021 at 8:01 pm

      … [Trackback]

      […] There you can find 57188 more Information on that Topic: fairdebtlawyers.com/resource/law-offices-of-jeffrey-h-ward/ […]



    17. microsoft exchange online plan 2 on June 27, 2021 at 7:38 am

      … [Trackback]

      […] Find More Info here on that Topic: fairdebtlawyers.com/resource/law-offices-of-jeffrey-h-ward/ […]



    18. hp sunucu servisi on June 28, 2021 at 4:33 pm

      … [Trackback]

      […] Read More here on that Topic: fairdebtlawyers.com/resource/law-offices-of-jeffrey-h-ward/ […]



    Share Your Experience





    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.