When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Key Financial Services LLC


4781 Hayes Rd Ste 201
Madison, WI 53704-7343

Contact Them:

Phone: (888) 790-3224
Fax: (608) 442-7038

Fast Fact: Pursuant to the Fair Debt Collection Practices Act, communications from collection agencies must contain this Mini Miranda warning: “This is an attempt to collect a debt.”

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Casey P. on July 23, 2015 at 10:32 pm

      Key Financial Services LLC had several accounts of mine. I thought my payments to Key Financial Services LLC would be divided among the accounts. After paying for a long time, I was surprised that none of the accounts had been closed but many of them had small balances still. Key Financial Services LLC sent me no statements or verification that my payments were being applied to any specific account. After paying Key Financial Services LLC for so long, I still have many derogatory accounts on my credit report.

    2. on September 22, 2020 at 7:24 pm

      … [Trackback]

      […] Read More on that Topic: […]

    3. immediate edge review on September 29, 2020 at 2:04 am

      … [Trackback]

      […] Read More on that Topic: […]

    4. bitcoin era review 2020 on September 29, 2020 at 3:32 am

      … [Trackback]

      […] Info to that Topic: […]

    5. Earn Fast Cash Now on November 3, 2020 at 5:00 am

      … [Trackback]

      […] Information on that Topic: […]

    6. sex dolls shop on November 4, 2020 at 10:55 am

      … [Trackback]

      […] Read More here on that Topic: […]

    7. Osterfarnebo Dating Club on November 9, 2020 at 1:18 pm

      … [Trackback]

      […] Find More on to that Topic: […]

    8. Quality Engineering services company in USA on November 11, 2020 at 9:17 pm

      … [Trackback]

      […] Find More Information here on that Topic: […]

    9. best dumps shop on November 16, 2020 at 10:02 am

      … [Trackback]

      […] Find More Information here on that Topic: […]

    10. best cbd reddit on November 27, 2020 at 3:59 pm

      … [Trackback]

      […] Information on that Topic: […]

    11. Devops Consulting Companies on December 1, 2020 at 7:26 pm

      … [Trackback]

      […] There you can find 80392 additional Info to that Topic: […]

    12. keto diet recipes on August 7, 2021 at 12:40 pm

    13. dating sites for gay on August 9, 2021 at 9:59 am

      true gay dating sites

    14. seed gay dating on August 9, 2021 at 3:33 pm

      gay european dating site

    15. gay pig dating on August 9, 2021 at 3:54 pm

      indian gay online dating sites

    16. russian gay dating site on September 1, 2021 at 6:44 am

      gay dating places in bangalore

    17. gay bi dating on September 8, 2021 at 10:28 pm

      gay dating websits

    18. gay dating usf camous on September 9, 2021 at 4:04 am

      gay dating in usa

    19. gay guy dating amanda joke on September 9, 2021 at 6:05 am

      gay online dating art

    20. jizz orgy the gay dating game on September 10, 2021 at 9:23 am

      cupid gay dating

    21. first steps of gay dating on September 10, 2021 at 4:05 pm

      gay black dating website

    22. best gay dating karnataka on September 11, 2021 at 12:17 am

      gay black men dating sites

    23. i need help writing an essay on September 29, 2021 at 12:23 am

    24. websites that write essays on September 29, 2021 at 2:52 pm

      writing an essay introduction

    25. writing an essay introduction on October 11, 2021 at 6:53 pm

      what to write college essay on

    26. online essay writing service on October 14, 2021 at 9:57 am

      write an argument essay

    27. the write stuff thinking through essays on October 14, 2021 at 1:51 pm

      website to write essays

    28. casino free spins on October 26, 2021 at 2:47 pm

      blackjack payout

    29. mobile slots on October 26, 2021 at 8:00 pm

      best mobile casino

    30. online bingo real money on October 27, 2021 at 2:45 pm

      best online usa casinos

    31. paid essay writing on October 29, 2021 at 3:11 pm

    32. help me write an essay on October 29, 2021 at 7:44 pm

      college essay writing help

    33. the best essay writing services on October 30, 2021 at 3:03 pm

      write essay for money

    34. gigi sex games cancun on November 24, 2021 at 7:03 am

      amatuer sex games

    35. roblox sex games 2019 on November 24, 2021 at 8:04 am

      zelda sex games

    36. animal sex hentai flash games on November 26, 2021 at 2:40 pm

      having sex with him while he plays games

    37. gigi sex games cancun on November 26, 2021 at 10:02 pm

      3d furry sex mmo games

    38. gay porn sex games on November 27, 2021 at 1:00 am

      open world sex games

    39. 1acdbentity on December 30, 2021 at 5:54 pm


    40. gay tiny micro dick dating on January 2, 2022 at 9:27 am

      gay dating profile “always-looking”

    41. gay chat rooms columbia sc on January 14, 2022 at 6:02 am

      chat wed gay gratis

    42. gay senior dating free no e mail needed on January 14, 2022 at 9:43 am

      gay dating app windows

    43. free gay phone chat

    44. gay dating sites on January 15, 2022 at 4:02 pm

      gay ginger dating sites

    Share Your Experience

    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.