When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Kay Jewelers


Kay Jewelers
PO Box 740425
Cincinnati, OH 45274-0425

Contact Them:


click to browse themes!

Fast Fact: Pursuant to the Fair Credit Reporting Act, it is unlawful for a creditor to willfully and negligently fail to delete inaccurate information from your credit files if the creditor is provided with proof of its inaccuracy.

You should dispute a debt in writing if you feel as if the dollar amount being requested is inaccurate, if you feel the debt is not owed at all, or if you feel the debt is fraudulent.

If your alleged Kay Jewelers account is with a collection agency, you can send a letter to that collection agency within thirty days of first being notified of the collection. You should send such a letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation or proof of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt.

    The Fair Credit Reporting Act (“FCRA”) regulates the credit bureaus’ responsibilities as to your credit report. There are many things credit bureaus are required to do as it pertains to their credit reporting. Credit Bureaus must:

  • report accurately;
  • conduct a reasonable investigation of any dispute you make with them as to inaccurate credit reporting;
  • clearly mark any trade line disputed by you as disputed by the consumer.

    Your best option is to consult with a consumer protection attorney if you believe your rights are being violated.


    1. payday loans colorado on April 15, 2021 at 8:22 am

      Ihave been suгfing online moгe than thrree hours today, yet Ι never found aany interesting article like yours.
      It’spretty ᴡorth enoᥙgһ for me. In my оpinion, if all website owners and bloggers made good content as you did, the internet will
      bee uch more usefull thsn ever before.

      Also visit my blog plst … payday loans colorado

    2. edu on May 6, 2021 at 2:31 am


    3. Tinder dating site on May 6, 2021 at 7:20 am

      how to use Tinder dating site , tider

    4. site on May 8, 2021 at 3:23 am

    5. gov on May 8, 2021 at 12:00 pm


    6. gov on May 8, 2021 at 12:33 pm


    7. gov on May 9, 2021 at 12:22 pm


    8. link on May 9, 2021 at 7:09 pm

    9. Скажи ей 2021 on May 13, 2021 at 4:13 pm

    10. click for more info on May 13, 2021 at 6:11 pm

    11. this website on May 13, 2021 at 6:46 pm

    12. on May 14, 2021 at 9:04 am

      Kay Jewelers Disputes & Complaints | Fair Debt Lawyers

    13. lovoo löscht account on May 17, 2021 at 11:36 am

      lovoo nachrichten bilder bei lovoo löschen

    14. free spirit dating on May 19, 2021 at 11:18 am

      tag dating site free

    15. free dating site in thailand on May 20, 2021 at 5:35 am

      new free dating site 2021

    16. free transvestite dating on May 26, 2021 at 8:34 am

      free membership for dating sites

    17. free online dating pictures on May 26, 2021 at 4:49 pm

      free signup dating sites

    18. free bangladeshi dating site on May 27, 2021 at 2:00 am

      free uk adult dating

    19. free online dating sites for single parents on June 1, 2021 at 5:56 am

      free mobile phone dating sites

    20. list of free dating site in the world on June 1, 2021 at 9:20 am

      100 free online dating sites australia

    21. indianapolis 100% free dating site on June 1, 2021 at 10:17 pm

      usa free dating sites

    22. free dating sites without credit cards on June 2, 2021 at 1:55 am

      nerd dating sites free

    23. Хрустальный on June 15, 2021 at 3:17 pm

    24. best free dating sites for seniors on June 23, 2021 at 6:12 pm

      colorado seniors’ free of charge dating services

    25. free chinese dating sites in china on June 23, 2021 at 7:53 pm

      free dating for adults

    26. plenty of fish in the sea dating free on June 24, 2021 at 3:42 am

      free dating site for seniors

    27. free dating sites in glasgow scotland on June 25, 2021 at 1:39 am

      100 free local dating

    28. free dating site for nigerians on June 25, 2021 at 9:14 am

      free dating in hull

    29. keto diet for beginners on July 6, 2021 at 9:06 am

      keto waffles recipe

    30. 1200 calorie keto diet on July 6, 2021 at 10:26 am

      free keto diet

    31. keto diet before and after male on July 6, 2021 at 10:23 pm

      carrots keto

    32. reported on July 28, 2021 at 2:21 am

    33. foreign gay dating site on August 9, 2021 at 8:09 am

      gay strongmen dating

    34. gay christian dating website on August 10, 2021 at 7:57 am

      canada free gay dating site

    35. gay dating sites atlanta on August 10, 2021 at 5:55 pm

      gay asian boy dating

    36. gay guy dating mtf on September 1, 2021 at 1:02 pm

      gay dating sites review

    37. free gay dating sights on September 8, 2021 at 8:30 pm

      gay dating sites new york

    38. over 40 gay dating on September 9, 2021 at 3:56 am

      chubby gay males dating sites

    39. gay dating games on September 10, 2021 at 9:40 am

      gay dating melbourne florida

    40. gay guy dating sites on September 10, 2021 at 1:59 pm

      gay guide to dating

    41. facial deformity gay dating on September 11, 2021 at 8:02 am

      gay dating sites los angeles

    42. match com for gay dating on September 11, 2021 at 12:09 pm

      gay dating elmira ny

    43. on September 20, 2021 at 4:09 pm

    44. Профессиональные психологи on September 23, 2021 at 10:58 am

      Услуги аналитического психолога,
      психотерапевта. Профессиональные психологи Консультация психолога.
      Услуги психолога. Индивидуальный подход
      к консультированию! Помощь профессионального Психолога.
      Опытные психотерапевты и психологи.
      Цены на услуги и консультации психолога.

    45. writing a essay on September 28, 2021 at 12:33 pm

      writing experience essay

    46. writing essay for college application on September 28, 2021 at 5:20 pm

      writing a five paragraph essay

    47. Локи 2 сезон on October 3, 2021 at 2:25 pm

      Все лучшие фильмы онлайн: самый полный каталог кино Локи 2 сезон смотрите самый полный список фильмов 2021 года

    48. Смотреть фильмы онлайн в хорошем качестве
      Игра в кальмара 1 серия смотреть онлайн у
      нас самый большой список фильмов 2021

    49. writing an evaluation essay on October 11, 2021 at 10:42 pm

      write an analytical essay

    50. write descriptive essay on October 12, 2021 at 1:37 pm

      essay writing help

    51. writing argument essay on October 14, 2021 at 12:31 pm

      writing an analytical essay

    52. on October 15, 2021 at 12:17 am

      writing a conclusion for an essay

    53. online casinos no deposit on October 26, 2021 at 10:31 am

      bonus online casino

    54. bonus casino no deposit on October 26, 2021 at 11:47 am

      play blackjack online money

    55. real money casino on October 27, 2021 at 1:15 am

      welcome bonus casino

    56. essays to write about on October 29, 2021 at 12:08 pm

      websites that write essays for you

    57. writing an argument essay on October 30, 2021 at 7:14 am

      writing an autobiography essay

    58. Кріпосна 3 сезон 1 серія on October 30, 2021 at 10:42 am

      Смотреть лучшие фильмы онлайн
      бесплатно Кріпосна 3 сезон 1 серія
      тысячи фильмов в хорошем качестве 1080.

    59. best online essay writing service on October 30, 2021 at 9:05 pm

      legitimate essay writing service

    60. paid to write essays on November 4, 2021 at 3:27 am

      Great web site! It looks really good! Keep up the excellent job!

    61. write analysis essay on November 4, 2021 at 7:52 am

      You’ve gotten one of the best online sites.

    62. comdot sex games on November 15, 2021 at 2:26 pm

      Great website! It looks extremely expert! Keep up the excellent job!

    63. fun sex games to play with your boyfriend on November 15, 2021 at 5:21 pm

      I love looking through your web site. Thanks a ton!

    64. sex games sexy online .com on November 15, 2021 at 6:21 pm

      Thanks a lot! It is definitely an incredible site.

    65. raven and beast boy sex games on November 15, 2021 at 8:49 pm

      Thank you so much! This is definitely an impressive internet

    66. keto chicken and dumplings on November 16, 2021 at 4:23 pm

      Whoa this is a beneficial web-site.

    67. keto diet menu for beginners on November 16, 2021 at 6:55 pm

      I love the knowledge on your site. Appreciate it!

    68. can you drink wine on keto diet on November 16, 2021 at 11:39 pm

      Wow….this is a advantageous websites.

    69. keto diet wine on November 17, 2021 at 7:03 am

      I value the content on your internet site. Thanks for your time!

    70. sex gamete kids games on November 24, 2021 at 6:59 am

      addictive sex games

    Share Your Experience

    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.