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JP Recovery Services Inc

Address:

2022 Center Ridge Rd Ste 370
Rocky River, OH 44116-3501

Contact Them:

(440) 331-2200

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Fast Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to continue on with any collection efforts until a debt is validated, if you have requested validation.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 3 Comments

    1. Drew L. on August 12, 2015 at 12:25 am

      JP Recovery Services Inc is collecting for Cleveland Clinic. We are paying on it but JP Recovery Services Inc keeps calling us.

    2. SB on April 5, 2017 at 11:43 pm

      March 2017
      Received a Bill Collection Notice from JP Recovery in March 2016 for $22.00 for a so-called unpaid Medical Bill from January 2016 for which I never received an original bill from the Health Care Provider and did not agree that owed $22.00. I called the collection company. Collection company said I would need to call my Insurance company for billing details. Even though I disagreed with the charge, I paid the $22.00 to prevent a blemish on my credit report. One week after I paid the bill by electronic check, the money was returned to my account. If you get a call from this company and disagree that you owe the money, do not pay the money. Report the company’s action to your insurance company.

    3. SB on April 5, 2017 at 11:45 pm

      March 2017
      Received a Bill Collection Notice from JP Recovery in March 2017 for $22.00 for a so-called unpaid Medical Bill from January 2016 for which I never received an original bill from the Health Care Provider and I did not agree that owed $22.00. I called the collection company. Collection company said I would need to call my Insurance company for billing details. Even though I disagreed with the charge, I paid the $22.00 to prevent a blemish on my credit report. One week after I paid the bill by electronic check, the money was returned to my account. If you get a call from this company and disagree that you owe the money, do not pay the money. Report the company’s action to your insurance company.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.