When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

JKM Credit Services LLC


6 N Greco Dr
Drums, PA 18222-1601

Contact Them:

(570) 788-6005

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Evan Berry on March 14, 2015 at 12:30 pm

      I called in because I found two accounts from JKM Credit Services LLC on my credit report. I paid in 2011 these same two accounts. I called so they can remove it and the woman at JKM Credit Services LLC told me that these are not the same and how will I be paying this. I told her, “I need your documentation of the 2 accounts I paid and these 2 open accounts you claim I have open.” Extremely rude, she told me, “you have to file a written request.” I told her, “what information do I need to provide because when I paid the accounts last time, I did not need to do a written request?” I wish it would have been this smooth. Every time I was trying to explain, she cut me off and answered questions I was not asking and told me, “I don’t know if you being upset is getting to your head but this is not the same account.” JKM Credit Services LLC was so rude and unprofessional.

    2. Sheila H. on April 29, 2015 at 10:25 pm

      The person I spoke with at JKM Credit Services whistled into the phone the entire conversation. I tried to explain to JKM Credit Services that the account they were trying to collect on was paid off.

    Share Your Experience

    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.