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Interstate Recovery Service Inc

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Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to utilize unfair or unconscionable means to collect an alleged debt.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 6 Comments

    1. Michelle Harrison on April 20, 2015 at 1:39 pm

      They keep contacting me and telling me I have a debt with Golden Valley Lending and that they are going to sue me. I asked them about documentation and they won’t provide it, yet they keep calling me.

    2. Eileen on June 19, 2015 at 8:48 pm

      They call repeatedly without leaving a message from 3165307996. I answered to find out they would give me no information, were abusive that information had already been sent, refused to repeat paperwork until I made contractual arrangements. No proof of debt = no phone payment. Now my debt has “been released” whatever that means. I don’t know who they are or what I might possibly actually owe a company.

    3. Nathaniel Brown on October 17, 2015 at 12:49 pm

      I canceled a magazine account in august was told the account was paid in full yet interstate recovery continue to take out 85.00 from my bank account how can I recover my two months they took from me

    4. Matthew Davis on June 7, 2016 at 5:21 pm

      Interstate recovery contacted me about a debt owed from a magazine company who does a telemarketing scam. I asked for contact information so that I may reach out to my creditor and so far I’ve been led in circles.

    5. Jonathan Boynton on April 25, 2017 at 2:15 pm

      I have been getting calls from interstate recovery service INC on account of a publishing company claiming I owe for magazines I’ve never seen arrive at my house. They have started to threaten me and I’ve told them to “bring it on” and nothing has come of it but calls continue. I will be making a certified letter shortly for them and will take it from there.

    6. Mary Johnson on August 10, 2018 at 1:13 am

      An elderly friend got scammed by magazine people after she answered the now-famous “can you hear me” question with “yes.” They kept calling demanding more and more money for magazines she never ordered. None of the magazine companies (there were supposedly several, and they kept changing their names and mumbling while they said them) sent paper bills, and the people calling refused to give their names or give any kind of contact information.

      From the above comments and what I’ve read on other websites it sounds like this “debt collection agency” deals with magazine scammers quite frequently. My guess is that they’re one and the same company as the scammers.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.