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Fast Fact: Pursuant to the Fair Credit Reporting Act, it is unlawful for a creditor to willfully and negligently fail to delete inaccurate information from your credit files if the creditor is provided with proof of its inaccuracy.

Innovis is a consumer reporting agency. Innovis provides supplementary credit reports to lenders. Innovis also provides identification verification data to assist with fraud detection and prevention. Your Innovis report may contain your full name, previous names used, address, previous addresses, credit history, date of birth, telephone number, e-mail address, and other personally identifiable information. Innovis maintains reports on individuals as young as 14.

Innovis is located in Pittsburgh, Pennsylvania.

You should dispute any information appearing on your Innovis report in writing if you feel as if it is inaccurate.

The Fair Credit Reporting Act (“FCRA”) regulates the consumer reporting agencies’ responsibilities as to your report. There are many things consumer reporting agencies are required to do as it pertains to their reporting. Consumer Reporting Agencies must:

  • report accurately;
  • conduct a reasonable investigation of any dispute you make with them as to inaccurate credit reporting;
  • clearly mark any trade line disputed by you as disputed by the consumer.

    Your best option is to consult with a consumer protection attorney if you believe your rights are being violated.


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