When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Helvey and Associates Inc


1029 E Center St
Warsaw, IN 46580-3420

Contact Them:

Phone: (574) 269-1726
Fax: (574) 267-8040

Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to give false or misleading representations regarding any alleged debt’s amount or legal status.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Ben H. on August 16, 2015 at 8:59 pm

      Helvey and Associates Inc is appearing on my credit report. I never got any collection letter from Helvey and Associates Inc. Helvey and Associates Inc says they don’t send collection letters.

    2. ap lang synthesis essay rubric on November 12, 2021 at 9:00 pm

      What’s happening, awesome web-site you’ve got here.

    3. ti casino online on November 15, 2021 at 6:25 pm

      I love this website – its so usefull and helpfull.

    4. attack on titan sex games on November 17, 2021 at 6:29 pm

      thank a lot for your site it aids a whole lot.

    5. keto fit on November 19, 2021 at 5:47 pm

      Good web site you possess there.

    6. sister video games sex on November 19, 2021 at 8:10 pm

      Great website! It looks extremely professional!
      Maintain the helpful work!

    7. keto diet side effects on November 20, 2021 at 8:08 am

      Surprisingly individual friendly website. Tremendous information readily
      available on couple of clicks on.

    8. can you drink on keto diet on November 21, 2021 at 3:25 am

      You’ve gotten impressive stuff on this site.

    9. how many carbs can you have on keto diet on November 21, 2021 at 8:24 am

      Thanks with regard to furnishing such terrific write-up.

    10. write a reflection essay on December 12, 2021 at 1:01 am

      The info is amazingly unique.

    11. fastest free vpn on December 12, 2021 at 11:40 am

      Appreciate it! This is definitely an amazing internet site!

    12. critical thinking quizlet on December 13, 2021 at 6:43 pm

      Nice Web-site, Continue the fantastic job. Many thanks!

    13. vpn avast on December 14, 2021 at 7:34 am

      Surprisingly individual friendly website. Immense details offered
      on couple of gos to.

    14. best vpn multiple devices on December 14, 2021 at 12:24 pm

      I love this site – its so usefull and helpfull.

    15. free phone vpn on December 17, 2021 at 5:29 am

      Fantastic Web-site, Preserve the great work.
      Thanks for your time!

    16. critical thinking activities for middle school on December 17, 2021 at 7:31 am

      Love the site– really individual pleasant and lots to see!

    17. websites that write essays for you on December 17, 2021 at 10:11 am

      Thanks, this site is extremely practical.

    18. hotspot shield vpn proxy free on December 17, 2021 at 7:23 pm

      Your knowledge is incredibly significant.

    19. pcmag best vpn on December 17, 2021 at 11:51 pm

      I benefit from browsing your site. Regards!

    20. best vpn for hulu on December 18, 2021 at 6:44 am

      Maintain the excellent job !! Lovin’ it!

    21. best vpn for mac on December 18, 2021 at 9:51 am

      Wow, stunning site. Thnx …

    22. gay sex chat rooms on December 29, 2021 at 4:14 pm

      Great internet site! It looks really good! Sustain the excellent work!

    23. teen gay dick snap chat on December 29, 2021 at 9:55 pm

      Passion the website– extremely individual pleasant and lots to see!

    24. no deposit welcome bonus on January 10, 2022 at 7:53 am

      I appreciate the content on your internet site. Thanks a lot! no deposit welcome bonus

    25. scruff gay dating app on January 13, 2022 at 5:20 pm

      gay dating “professional bodybuilders” gay mucle dating nude gay dating scruff gay dating app

    26. gay dating apps 2019 on January 13, 2022 at 9:12 pm

      gay hook up dating site #ИМЯ? Tree gay men dating sites missouri gay dating apps 2019

    27. best dating apps for gay men on January 13, 2022 at 10:20 pm

      list of gay dating sitesbest dating apps for gay mengay crossdresser dating gay dating long term relationship oriented
      guys into spanish gay dating app windows

    28. best college essay topics on January 14, 2022 at 5:04 am

      essay scholarships dreams classification essay how to
      write a college essay best college essay topics

    Share Your Experience

    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.