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Gemini Capital Group LLC


180 S Broadway Ste 406
White Plains, NY 10605-1818

Contact Them:

Phone: (212) 566-1800
Fax: (212) 566-1802

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Jeannette M. on April 11, 2015 at 10:49 pm

      I had a loan, then it was sold to Gemini Capital Group. I had been paying my account to Gemini Capital Group for over a year with auto withdrawal without any issues. Once I paid the entire loan off, Gemini Capital Group tried to continue to collect.

    2. Joe W. on May 28, 2015 at 9:41 pm

      Gemini Capital Group is trying to collect my past due credit card bills. Gemini Capital Group just recently got a judgment against me.

    3. Max on March 10, 2016 at 3:41 pm

      They sued me and collected $2500 from my employer as garnishment, I filed Motion to set aside because they did not serve me at all. I would appreciate if anyone can email me their address.


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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.