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Galaxy International Purchasing LLC

Address:

4730 South Fort Apache Road
Las Vegas, Nevada, 89147

Contact Them:

800-305-9811

Galaxy International Purchasing LLC

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • No Comments

    1. Jose zapata on December 4, 2018 at 4:43 pm

      Hello. My name is Jose and I was just contacted by a collection company that works for Galaxy international. I owed 10 k to lending club. Circumstances did not allow me to pay. The debt was just told to Galaxy on 11/28/18. They first called stating that Galaxy would pursue litigation if I did not pay or if I did not enroll in a repayment plan. I know there are options out there, but I would like some advice as to how pay this balance off. Economic situation is tough but I am willing to pay down the debt little at a time. Any advise would be appropriated.

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