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Forster and Garbus

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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 5 Comments

    1. Josh L. on April 2, 2015 at 10:54 pm

      I have made many reasonable offers to pay off a debt with Forster and Garbus. The original creditor is GE Moneybank and Forster and Garbus is trying to collect an incorrect balance on this account.

    2. Tammy E. on April 15, 2015 at 9:48 pm

      Forster and Garbus said I had debt from Sears. Forster and Garbus and I agreed on a payment arrangement on the phone. I thought we had a deal. A few days later, my bank account was gone, savings and all. I ended up moving back in with my parents because of Forster and Garbus.

    3. Anne C. on May 17, 2015 at 8:55 pm

      My roommate paid off her balance from Sears, a couple of months ago with Forster And Garbus. Today, there came another income execution statement from Forster and Garbus, LLP for creditor Sears! How can Forster And Garbus be allowed to do this? The amount ironically is for double what the debt originally was!

    4. [anonymous] on June 1, 2015 at 7:47 pm

      Two days ago my work received a court order for wage garnishment on a default judgment which was awarded to Forster and Garbus. But I was unaware that Forster and Garbus had even sued me. I was never served with any summons or complaint.

    5. Veronica H. on September 28, 2015 at 10:34 pm

      If 8002459943 or 6313939400 comes calling, that’s Forster and Garbus. Mr. Duncan at Forster and Garbus won’t stop calling.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.