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First Financial Asset Management Inc

Address:

3091 Governors Lake Dr Ste 500
Peachtree Corners, GA 30071-1135

Contact Them:

(404) 523-0411

First Financial Asset Management Inc

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 34 Comments

    1. LaToya Shellie on August 20, 2019 at 2:14 pm

      This collection company is handling a debt that I have with Geico and when I called to get the final amount, the rep was rude and told me that it would take them 30 days to send me a letter validating the debt. He tried to force me to set up a payment with them instead while waiting to receive the debt validation. I told him that I didn’t believe the claim with Geico was for as much as they were asking for and asked for proof of the claim and he got upset and told me, “didn’t you get in an accident?” What is there to dispute? He also told me that the amount went up because of medical payments and rental reimbursement. But everytime I asked if they could send me proof, he wouldn’t do it.



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