CONSUMER RESOURCES

When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

First Credit Services Inc dba Accounts Receivable Technologies

Address:

371 Hoes Ln Ste 300B
Piscataway, NJ 08854-4143

Contact Them:

(732) 726-5690 ext 601

wpzio

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 3 Comments

    1. Darrell J. on May 11, 2015 at 9:23 pm

      I received a phone call from First Credit Services and they left a message. First Credit Services were calling about an unpaid bill from Retro Fitness.

    2. Paul on September 10, 2015 at 1:28 pm

      They keep calling and I don’t owe any debt. I have emailed and asked them to contact me and they don’t. The person that leaves the message is rude

    3. Vicky F. on September 12, 2015 at 11:26 pm

      First Credit Services Inc dba Accounts Receivable Technologies calls from 8003924029. First Credit Services Inc dba Accounts Receivable Technologies calls with automated calls and I don’t believe we have a business relationship of any kind.

    Share Your Experience





    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.