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Financial Recoveries

Address:

200 E Park Dr Ste 100
Mount Laurel, NJ 08054-1297

Contact Them:

(856) 669-2270

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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 35 Comments

    1. Elizabeth C. on March 20, 2015 at 10:07 pm

      Financial Recoveries keeps calling me. Financial Recoveries leaves an automated message asking to be called back.



    2. Jennifer S. on March 26, 2015 at 9:38 pm

      I responded to an unknown medical account on my credit reports from Financial Recoveries by requesting validation. I also requested that they cease and desist any and all collection activities, including reporting of this account on my credit reports pending validation. Financial Recoveries refuses to validate this alleged debt.



    3. Bobby H. on May 11, 2015 at 9:16 pm

      I sent Financial Recoveries a validation letter along with a cease and desist letter on contacting me by any means other than mail. Just remember that when you mail Financial Recoveries anything, always get it certified and with a Return Receipt. If Financial Recoveries calls after that, record the conversation. Read up on your rights. This web site is a really great resource. If a collection company like Financial Recoveries is in violation of any of your rights and you can prove it, you can sue them.



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