When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Financial Corporation of America


12515 Research Blvd Bldg 2 Ste 100
Austin, TX 78759-2247

Contact Them:

Phone: (512) 719-7500
Fax: (512) 719-3517

Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to continue on with any collection efforts until a debt is validated, if you have requested validation.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Melanie Y. on August 30, 2015 at 8:04 pm

      Financial Corporation of America calls me at work. I even told Financial Corporation of America that I cannot get calls at work. Financial Corporation of America does not care. Financial Corporation of America continues to call me at work.

    2. Laresea Wells on March 7, 2016 at 10:34 pm

      I keep getting these robot calls from Financial Corporation of America.
      They leave these pre-recorded messages on my voicemail. Is this legal?

    3. nằm mơ thấy ngựa đánh số gì on January 5, 2021 at 9:04 pm

      … [Trackback]

      […] Find More on to that Topic: […]

    4. on January 14, 2021 at 12:30 am

      … [Trackback]

      […] Find More on to that Topic: […]

    5. CI-CD on February 7, 2021 at 5:51 am

      … [Trackback]

      […] Find More on that Topic: […]

    6. underground credit card sites on March 1, 2021 at 12:20 am

      … [Trackback]

      […] Information on that Topic: […]

    7. DevOps Tools on April 16, 2021 at 12:25 pm

      … [Trackback]

      […] Find More on on that Topic: […]

    8. urban nido on May 20, 2021 at 7:30 pm

      … [Trackback]

      […] Info on that Topic: […]

    9. exchange bulut mail on June 27, 2021 at 3:03 pm

      … [Trackback]

      […] Read More on that Topic: […]

    10. on July 2, 2021 at 1:10 pm

      … [Trackback]

      […] Info to that Topic: […]

    11. it danışmanlık sözleşmesi on July 15, 2021 at 3:19 am

      … [Trackback]

      […] Here you will find 85460 more Info on that Topic: […]

    12. … [Trackback]

      […] Find More on to that Topic: […]

    13. buy psilocybin spores online on October 9, 2021 at 5:55 am

      … [Trackback]

      […] Here you can find 77822 more Info on that Topic: […]

    14. … [Trackback]

      […] Information on that Topic: […]

    Share Your Experience

    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.