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Federal Bond and Collection Service Inc


3860 Bayshore Rd Store #8
Cape May, NJ 08204-3260

Contact Them:

(800) 220-2018

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Jacqueline B. on March 22, 2015 at 2:25 pm

      I pulled my credit report and saw an account for $972.14 by Federal Bond And Collection Service. I called Federal Bond And Collection Service and talked to a woman that did not give her name or read the mini Miranda. The woman at Federal Bond And Collection Service asked me if I would like to take advantage of their discount offer and take care of this. I told her I never had an account with the original creditor. I updated my address with Federal Bond And Collection Service and the rep said that they would send out a paper for me.

    2. Becky W. on May 6, 2015 at 9:54 pm

      After getting my credit reports from Equifax and Experian online and Federal Bond And Collection Service show up on both, I filed a dispute with each credit reporting agency. Federal Bond And Collection Service is collecting for Comcast Cable.

    3. Anne P. on July 24, 2015 at 10:42 pm

      Federal Bond and Collection Service Inc calls me all the time. The people at Federal Bond and Collection Service Inc are so rude.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.