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P.O. Box 3653
Alpharetta, GA 30023

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Fast Fact: The credit bureaus are sued thousands of times every year for alleged violations of the Fair Credit Reporting Act.

FactorTrust is a consumer reporting agency. FactorTrust provides loan payment and bankruptcy data on low income and subprime focused consumers to providers of payday, short term and installment loans, credit and pre-paid cards, auto loans, retailers, wireless services and collection agencies. Your FactorTrust report may contain your full name, previous names used, address, previous addresses, date of birth, employment information, account history, and other personally identifiable information.

FactorTrust is located in Alpharetta, Georgia.

You should dispute any information appearing on your FactorTrust report in writing if you feel as if it is inaccurate.

The Fair Credit Reporting Act (“FCRA”) regulates the consumer reporting agencies’ responsibilities as to your report. There are many things consumer reporting agencies are required to do as it pertains to their reporting. Consumer Reporting Agencies must:

  • report accurately;
  • conduct a reasonable investigation of any dispute you make with them as to inaccurate credit reporting;
  • clearly mark any trade line disputed by you as disputed by the consumer.

    Your best option is to consult with a consumer protection attorney if you believe your rights are being violated.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.