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Experian Information Solutions Inc


475 Anton Blvd.
Costa Mesa, CA 92626

18500 Von Karman Ave., Ste 900
Irvine, CA 92612

3 Lear Jet Lane, Ste 200
Latham, NY 12210

153 East 53rd Street, 58th Floor
New York, NY 10022

4 Gatehill Drive, 3rd Floor
Parsippany, NJ 07054

5909 Peachtree Dunwoody Road NE, Ste 1000
Atlanta, GA 30328

701 Experian Parkway
Allen, TX 75013

949 West Bond Street
Lincoln, NE 68521

955 American Lane
Schaumburg, IL 60173

Contact Them:

To speak to a Representative: (888) 397-3742
Headquarters: (224) 698-5600

Who is Experian Information Solutions Inc and What Does Experian Information Solutions Inc Do?

Experian Information Solutions Inc is a credit reporting agency. Experian gathers and maintains information on over 400 million consumers worldwide. Experian then provides this information in the form of a credit report to companies or persons that request it, such as lenders from whom you are seeking credit, employers from whom you are seeking employment, insurance companies from whom you are seeking insurance, or a potential landlord. A credit report contains your name, address, social security number, date of birth, and employment information. A credit report also contains information about credit cards, mortgages, car loans, student loans, and the like, as well as how much you owe on each, and your history of making payments on each. A credit report also contains information about Court judgments against you, any lax liens against your property, and whether you have ever filed for bankruptcy.

Experian Information Solutions Inc was founded in 1996. Experian is headquartered in Costa Mesa, California.

While Experian Information Solutions Inc is an important part of our economy based on credit, unfortunately, they commonly make mistakes. It is estimated that one in three consumers has an error on his or her credit report. It is also estimated that one in five consumers has an error on his or her credit report which could stop him or her from being able to obtain new credit.


Common Mistakes, Errors, and Inaccuracies Found on Experian Information Solutions Inc Credit Reports

Under the Fair Credit Reporting Act, negative information should drop off your report after seven and a half years. A bankruptcy may remain on your report for up to ten years. If these items do not drop off in the time allowed, this is a violation of the Fair Credit Reporting Act. Other commons errors include mistaken or fraudulent accounts, incorrect account details, incorrect balances owed, and incorrect payment history. Such mistakes can drastically decrease your credit score.


What the Law Requires Experian Information Solutions Inc to Do

The Fair Credit Reporting Act regulates the collection, disclosure, and use of consumer credit information. According to the Fair Credit Reporting Act, a bankruptcy must be deleted ten years from the date of discharge. Judgments must be deleted after seven years. Charge offs and collections must be deleted after seven years.


Experian Information Solutions Inc is required by law to ensure “the maximum possible accuracy” of their consumer credit reports. If you dispute the accuracy of an account directly with the Experian, Experian must provide a “reasonable investigation” of your dispute within thirty days. Experian must notify you of their results of their investigation. Even if Experian keeps an account on your credit report after your dispute, Experian must still mark that account as “disputed.” If Experian fails to do any of this, they may be liable to you for statutory damages and possibly actual damages, as well as the cost of your attorneys’ fees.

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Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.