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Escallate LLC

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http://www.map-embed.com/

Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to harass, oppress, or abuse you.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 2 Comments

    1. Christopher C.L. Hooper on February 9, 2015 at 3:48 pm

      They continued to contact me after the creditor, ER doctor’s office promised me it would tell them the bill has been submitted to insurance. Escallate rep Naveeda was rude and pushy. (When I tried to verify her name, she would not even let me do that). They had no business contacting me when the doctor’s office told them the bill was submitted to insurance, at least not until insurance had a chance to act on it.

    2. Nick R. on July 6, 2015 at 9:20 pm

      Escallate LLC is collecting for alleged past due hospital. These bills were covered by worker’s comp and I told Escallate LLC so. Escallate LLC still appears on my credit report even after I have disputed with the credit bureaus themselves.

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