When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

EOS CCA (Collecto, Inc)


700 Longwater Drive
Norwell, MA 02061

7900 E Union Ave Fl 3
Denver, CO 80237-2776

8201 W 183rd St Ste 1
Tinley Park, IL 60487-9248

700 Longwater Dr
Norwell, MA 02061-1624

4099 McEwen Rd Ste 700
Dallas, TX 75244-5052

Contact Them:


EOS CCA is a company that works with various businesses to provide collection services and recover debt. Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Eleanor R. on April 15, 2015 at 9:44 pm

      Do not waste your time listening to a word EOS CCA has to say. I just received a call from EOS CCA asking for money on an unpaid student loan debt when my college education was covered by scholarships.

    2. [anonymous] on July 6, 2015 at 9:13 pm

      EOS CCA sent me a collection notice for a debt alleged to be owed to Waste Management. I told EOS CCA that I am currently a Waste Management customer and have no outstanding balance. I think EOS CCA has me confused with someone else.

    3. Susan Pullins on October 26, 2015 at 9:48 pm

      I went to a school in 1998 (Professional Career College, Palm Desert, California) that closed, I was unable to obtain any certificates or documentation from the school. I have had my federal income taxes taken since 1994 and now this collection agency EOS CCA has been calling my employer and demanding my phone number. I called EOS CCA and they threatened to garnish my wages if I do not settle this debt with them. I feel that I should not have to re-pay a debt to a school that has defaulted on it’s students. I really need help to get this settled and I don’t know where to turn! I’m suppose to call the EOS CCA lady back in the morning to give her all of my financial information so that she can make me a payment deal. Please help!

    Share Your Experience

    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.