EOS CCA (Collecto, Inc)
Address:
Contact Them:
EOS CCA is a company that works with various businesses to provide collection services and recover debt. Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.
You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.
The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:
If any of these things occur, your best option is to consult with a consumer protection attorney.
3 Comments
Share Your Experience
Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here. Vullings Law neither supports nor provides any opinion as to the statements made herein.
Do not waste your time listening to a word EOS CCA has to say. I just received a call from EOS CCA asking for money on an unpaid student loan debt when my college education was covered by scholarships.
EOS CCA sent me a collection notice for a debt alleged to be owed to Waste Management. I told EOS CCA that I am currently a Waste Management customer and have no outstanding balance. I think EOS CCA has me confused with someone else.
I went to a school in 1998 (Professional Career College, Palm Desert, California) that closed, I was unable to obtain any certificates or documentation from the school. I have had my federal income taxes taken since 1994 and now this collection agency EOS CCA has been calling my employer and demanding my phone number. I called EOS CCA and they threatened to garnish my wages if I do not settle this debt with them. I feel that I should not have to re-pay a debt to a school that has defaulted on it’s students. I really need help to get this settled and I don’t know where to turn! I’m suppose to call the EOS CCA lady back in the morning to give her all of my financial information so that she can make me a payment deal. Please help!