CONSUMER RESOURCES

When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Encore Capital

Address:

8875 Aero Drive Suite 200
San Diego, CA 92123

Contact Them:

(877) 445-4581

wordpress-hosting.me

Fast Fact: Credit report errors can impact one’s ability to retain current employment and affect one’s ability to obtain new credit, get a car loan and even secure insurance.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 20 Comments

    1. Jimmy H. on June 1, 2015 at 7:45 pm

      Encore Capital, who is none other than Midland Credit Management, has called four times between 8am and 12:30om. I am so sick of Encore Capital. I wish Encore Capital would give it a rest already.



    2. [anonymous] on July 5, 2015 at 11:59 pm

      Encore Capital is Midland Credit Management’s parent corporation. Encore Capital also has a subsidiary named Ascension Capital Group.



    3. what are top picks tinder on May 15, 2021 at 6:10 pm

      what are top picks tinder

      Encore Capital Harassment & Complaints | Fair Debt Lawyers



    4. a good free dating site on May 19, 2021 at 3:34 pm

      heavy metal dating sites free



    5. free fun dating games on May 20, 2021 at 7:04 am

      best free dating website london



    6. spiritual singles free dating on May 20, 2021 at 1:30 pm

      indian dating free



    7. free dating site no signup on May 26, 2021 at 12:04 pm

      free asian singles dating sites



    8. best christian dating sites free on May 26, 2021 at 11:45 pm

      free dating sites for artists



    9. best new free dating sites on June 1, 2021 at 9:58 am

      free cougar dating sites



    10. plentyoffish free dating service on June 1, 2021 at 1:11 pm

      free dating phone aps



    11. christian online dating free on June 1, 2021 at 3:13 pm

      bangkok dating free



    12. new dating website free on June 1, 2021 at 8:48 pm

      free black dating sites in usa



    13. completely free dating sites for seniors on June 23, 2021 at 2:17 pm

      free single parents dating websites



    14. free dating manchester on June 23, 2021 at 6:26 pm

      sa dating sites free



    15. free dating sites in las vegas on June 23, 2021 at 7:59 pm

      free military dating sites



    16. black white dating sites free on June 23, 2021 at 8:58 pm

      dating website free trial



    17. completly free dating on June 24, 2021 at 2:53 am

      spanish free dating sites



    18. keto diet and hypoglycemia on July 6, 2021 at 1:01 pm

      keto diet foods to avoid



    19. keto cycle diet on July 6, 2021 at 1:56 pm

      foods allowed on keto diet



    20. keto diet guide on July 7, 2021 at 2:49 am

      keto diet.



    Share Your Experience





    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.