CONSUMER RESOURCES

When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Eagle Recovery Associates Inc

Address:

424 SW Washington St Fl 3
Peoria, IL 61602-5147

Contact Them:

Phone: (309) 272-4500
Fax: (309) 272-1400

premium-wordpress-themes.org

Eagle Recovery Associates Inc is a company that works with various businesses to provide collection services and recover debt. Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 4 Comments

    1. Matt Blanker on April 23, 2015 at 2:58 pm

      They called me at work and gave my information out while I had someone on my line training them. They are now threatening me with a lawyer and are EXRETEMLEY rude on the phone.

    2. Ben A. on July 3, 2015 at 7:02 pm

      Eagle Recovery Associates Inc is collecting on a credit card which is past the statute of limitations.
      That is fine, I know I still owe it, but Eagle Recovery Associates Inc is threatening to sue me. I owe it, but Eagle Recovery Associates Inc cannot sue me.

    3. MS on February 9, 2016 at 10:31 am

      One of their managers contacted me today about a debt we owe. The dollar amount sounded off to me so I asked for a statement. She said one had just been mailed. Good let me get the and look it over. She goes on to tell me how much my husband’s next check is and that I can afford to pay it in full! Really because the amount she told me his next check is IS NOT his take, NOR is it her place to judge or know what my other bills are!! I’m irate! Over and over I asked for that statement before I would proceed. She then informs me that they will “pursue action” and hangs up. This is how a MANAGER behaves.

      I called back, expressing my displeasure with the persons attitude. That if I could afford the bill, it wouldn’t be with them! That is is NOT THEIR place to pass judgement or know what my bills are. I got passed back to this SAME manager (granted the first call I didn’t know I was dealing with a manager). She was still telling me I could afford to pay it all, I told her the best I could do was make payment arrangements. She still was making judgement on what I could afford! I frankly told her she was a pain in the ass and hung up.

      Still pissed I called back and let the person know that answered the phone that I will be reporting them to whatever agency I could. That their manager’s behavior was unacceptable.

      Since when can a collection agency not take payments??

    4. Heidi Marchand on August 30, 2016 at 2:31 pm

      I have a rather large medical bill which has been turned over the Eagle Recovery for collections. The gentlemen handling my account was very rude, degrading to me and how I chose to spend my money and demanded $800 a month. At first, I complied but it was breaking me. I called back to tell him that I could not do $800 anymore but could do $200. He said that was not an option and that if I didn’t pay $800 a month, he was going to say I was saying I wasn’t going to pay it. He had me in tears but I told him that if he wouldn’t take $200, he wasn’t going to get anything from me. Just a few minutes ago, I got a phone call at work. I work at a school and was in the middle of working one on one with a student. I told the gentlemen that I couldn’t talk because I was at work. He said he had left me messages but I had not called back because I can’t pay what they want me to pay. I told him several times that I could not talk and needed to get back to work. He kept talking, saying how I was just going to let this debt slide, how I had gotten a new car but wasn’t paying them. I finally had to hang up on him. I was willing to work with them but they got nasty. I was made to feel like a piece of dirt.

    Share Your Experience





    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.