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Diversified Recovery Solutions LLC

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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 3 Comments

    1. Henrietta M. on March 29, 2015 at 10:13 pm

      I was contacted by Diversified Recovery Solutions in reference to a debt I owe to NY Eyer & Ear Infirmary. When I spoke to Diversified Recovery Solutions, I agreed to make two payments. Diversified Recovery Solutions claims that the one payment of was returned due to insufficient funds and I should now pay a fee for a returned check. I told Diversified Recovery Solutions I had enough funds to make the payment. When I called my bank I spoke to a representative about the situation. My bank confirmed that Diversified Recovery Solutions had never processed any transaction toward my account.

    2. Mark G. on May 14, 2015 at 10:14 pm

      For the second time I have received a letter from Diversified Recovery Solutions claiming I owe a sizable amount of money to a bank where I have never held any accounts. Both times I have called Diversified Recovery Solutions and they have asked for the last 4 digits of my social security number. Both times I gave this information and both times Diversified Recovery Solutions would say “Oh, then this must not be you. I’ll make a note of it in the system.” Still waiting for Diversified Recovery Solutions to “make a note of it in their system.”

    3. [anonymous] on July 1, 2015 at 11:04 pm

      Diversified Recovery Solutions LLC is collecting for NY Eyer & Ear Infirmary. Diversified Recovery Solutions LLC treat me like I am ignorant.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.