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Credx Debt Recovery LLC


4252 Ridge Lea Rd Ste 106
Amherst, NY 14226-1062

Contact Them:

(716) 213-7635


Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Faye W. on March 29, 2015 at 10:05 pm

      A debt collector named Justin Swank from Credx Debt Recovery has been calling my workplace relentlessly after being informed that I cannot receive personal calls at work. Justin Swank from Credx Debt Recovery is verbally abusive and threatening. Justin Swank from Credx Debt Recovery threatens criminal prosecution and that he will have a warrant issued for my arrest. Justin Swank from Credx Debt Recovery will not give out any information as to what the supposed debt is.

    2. Jessica S. on May 13, 2015 at 9:25 pm

      Credx Debt Recovery calls from 8555467300 three times every couple days. When I call Credx Debt Recovery back at 8555467300, they hang up.

    3. kathy on October 20, 2016 at 10:07 pm

      call my job

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.