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Creditor Service Of Morgan

October 2, 2015 | Brent Vullings |

Address:

PO Box 58
Fort Morgan, CO 80701-0058

Contact Them:

(720) 508-6022

Creditor Service Of Morgan

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

    • 43 Comments

    1. Athanas m mutiso on March 31, 2016 at 8:18 pm

      This Morgan thing is driving me crazy. The amounts they are asking is already paid



    2. Walter Godwin on May 17, 2016 at 5:45 pm

      I have asked nicely for them to resend the information about my debt especially where they said they would charge interest. When I spoke to them about making $50.00 a month payments and understood that was ok. They did not tell interest was being added. Plus they took a long time to find me since I was working with the provider and claimed they did not have my phone number when the original provider did. All sudden the debt is almost backed up to original amount of the bill. I have never had a debt in collection charge me interest and feel like it was wrong. All they told me to do is hired an attorney. They are not interesting in working with me. Plus, they told me I was misinform and would not send me anymore information.



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