CONSUMER RESOURCES

When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Credit Management Systems Inc

Address:

453 Highway 1 W
Iowa City, IA 52246-4205

Contact Them:

Phone: (319) 341-0721
Fax: (319) 341-0737

http://wordpress-hosting.me/

Credit Management Systems Inc is a company that works with various businesses to provide collection services and recover debt. Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 8 Comments

    1. gay jewish dating on July 28, 2021 at 5:28 am

      Thanks for giving these types of good details. https://gaydatingzz.com/



    2. bi gay chat rooms on August 27, 2021 at 6:04 pm

      I delight in the data on your internet site. Many thanks. http://gaychatrooms.org/



    3. writing a response essay on September 22, 2021 at 6:36 pm

      Whoa, such a useful web page. https://essayghostwriter.com/



    4. what to write an argumentative essay on on October 8, 2021 at 10:21 am

      Regards for sharing this cool site. https://essaypoints.com/



    5. help me write my essay on October 8, 2021 at 11:01 am

      The tips is extremely fascinating. http://https:/essaytag.com/



    6. essay writing company on October 8, 2021 at 11:12 am

      Extremely enlightening….look forth to coming back again. https://essaysnet.com/



    7. best usa online casino on October 13, 2021 at 9:48 am

      I enjoy the info on your websites. Many thanks! https://online2casino.com/



    8. biggest online casino bonus on October 13, 2021 at 10:04 am

      Maintain the amazing work !! Lovin’ it! https://onlinecasinos4me.com/



    Share Your Experience





    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.