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CRA Collections Inc

Address:

1150 Lancaster Blvd Ste 210
Mechanicsburg, PA 17055-4495

Contact Them:

(866) 790-8731

map-embed.com

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 32 Comments

    1. Jennifer Stanley on March 17, 2015 at 11:00 pm

      CRA Collections is the worst company I have ever dealt with. I kept getting messages from CRA Collections Inc telling me that I “needed to contact CRA Collections Inc ASAP. You don’t realize the gravity of this situation.” Over and over. Finally, I called CRA Collections Inc back. So, I get a hold of CRA Collections Inc and this gentleman answers the phone and is rude as can be from the get go. He asked how he could help me. I said that I wanted CRA Collections Inc to stop calling me. Complete attitude and lack of customer service.



    2. Tony C. on May 1, 2015 at 10:44 pm

      CRA Collections has listed a collection for account in the amount of 273.00. This amount was settled years ago by my insurance company. I contacted Holy Spirit Hospital billing as well as CRA Collections and was informed that this was in fact paid and actually should have never made it to collections.



    3. [anonymous] on June 28, 2015 at 12:02 am

      CRA Collections Inc calls from 8646748002. When you answer, it is CRA Collections Inc on a recorded message saying the call is very important and to please hold.



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