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Conrad Credit Corporation


476 W Vermont Ave
Escondido, CA 92025-6529

Contact Them:

Phone: (760) 735-5000
Fax: (760) 735-5033

the list

Conrad Credit Corporation is a company that works with various businesses to provide collection services and recover debt. Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Gerald Loyd on April 8, 2016 at 12:42 am

      I have had a terrible experience with Conrad Acceptance. They are in cahoots with Xanadu Vacation Club in Freeport, Bahamas. My wife and I entered into a contract to purchase a time share with Xanadu, which was supposedly financed by Conrad. The Timeshare originally cost about $7,000 in 2008. We unwittingly missed a payment and they immediately turned us over to their collection unit and demanded the total that we owed them. They have harassed us, and we have been paying them on a monthly basis, on the mortgage as well as maintenance fees. We were told at an earlier point that once we had paid them in full, we could have our privileges at the condo, which at that time was associated with RCI. The irony is that Xanadu Vacation Club is closed but we are still paying. We called the Better Business Bureau, but got no satisfaction. I don’t know where to go to deal with this scam. We still owe them $800, and frankly I am tired of paying them for nothing. Yet, we have been threatened that they will report us to the credit agencies. Have you received any similar complaints?

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