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Collection Bureau of the Hudson Valley Inc

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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 2 Comments

    1. Jamison B. on April 8, 2015 at 9:46 pm

      I have paid Collection Bureau Of The Hudson Valley in full. I got a letter from Collection Bureau Of The Hudson Valley stating that the balance is paid in full but they are still reporting a balance owed on my credit report.

    2. Dustin J. on May 25, 2015 at 6:20 pm

      I have tried on multiple occasions to make a payment to a medical bill that Collection Bureau Of The Hudson Valley has on me and have been told (rudely, and on most occasions involved the person screaming unprofessionally) multiple times I the amount I wish to pay is unreasonable. Collection Bureau Of The Hudson Valley say they expect me to pay more. I have sent checks in via mail to Collection Bureau Of The Hudson Valley with my account number and a note enclosed that I wish to make a payment, and none of them have been cashed or returned.

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