When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Collection Agency of Guam Inc


115 San Ramon St Bldg 2ND Fl
Hagatna, GU 96910-4311

Contact Them:

Phone: (671) 477-3488
Fax: (671) 472-6317

Collection Agency of Guam Inc is a company that works with various businesses to provide collection services and recover debt. Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Emma Marquez on January 12, 2016 at 5:05 am

      hi there, I owe my friend money and I tried paying her, but the check I gave her bounced because I overlooked it. I told her that I will pay her cash with the service charge. She texted me that if I dont pay her she will go to my workplace and will show everybody my bounced check. I have her text to prove. Its been bothering and I dont want her to harrass me like this. The check is $250. Please help. Sincerely, Mrs. Marquez

    2. Kai on March 30, 2017 at 1:01 am

      original debt was for 3,250.00 this collection agency tacked on almost $2,000 dollars on top of the original debt. Is there a limit as to how much can be tacked on to a debt? I can’t seem to find any guidelines that pertain to Guam.

    3. Jane Doe on November 14, 2018 at 8:18 pm

      Michelle Lee called my workplace and began to question why I was not carrying my son on my insurance which is none of her business!!!!

    Share Your Experience

    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.