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CIRG LLC

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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 5 Comments

    1. Mercedes C. on April 11, 2015 at 10:54 pm

      CIRG has been calling daily. CIRG never leaves a message. I got fed up with the calls and today I finally called CIRG back today to find out what was going on. Turns out CIRG is a debt collection company looking for someone else.

    2. Anthony P. on May 28, 2015 at 9:44 pm

      CIRG, LLC usually calls from 8885402474. But sometimes CIRG, LLC calls from 716-626-2474.

    3. [anonymous] on June 25, 2015 at 11:14 pm

      CIRG LLC 8885402474 and 7166262474. I ask CIRG LLC to put something in writing. CIRG LLC says they can’t do that.

    4. Derrick Bailey on July 21, 2015 at 4:43 pm

      CIRG (Jim Gurney) called from 7167754474, immediately became argumentative. I stated to him that the company was no longer open, that there was not a guarantor on the account, and that there was no reason for him or anyone at CIRG to be calling. I asked not to be called again and he stated that he can call anytime that he wants and will continue to call.

    5. Derrick Bailey on July 30, 2015 at 9:46 am

      CIRG (Jim Gurney) called once after asking on more than 3x’s, not to call and that the company (Hitech Impound and Storage no longer has this number. Mr Gurney became argumentitive and combative. Called from 7167754474.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.