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Choice Recovery Inc

Address:

1550 Old Henderson Rd Ste S100
Columbus, OH 43220-3662

Contact Them:

Phone: (614) 358-9900
Fax: (614) 358-9915

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Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to contact you at your place of employment if the collection agency knows that your employer prohibits such calls.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 29 Comments

    1. Steve joyce on January 7, 2015 at 7:00 am

      Recently received a letter from Choice Recovery regarding a medical bill that we thought was resolved a year ago, as we had not heard from the service provider for that period of time. I thought the matter was settled and that the amount of money provided by my health insurance company was accepted as payment in full. I feel as if my case is part of an “old debt” file that they’re attempting to salvage at my expense. My intentions are to disregard their letter. Oh yeah, prior to becoming aware of this letter, my wife responded to them via phone call. She explained to them we felt this was resolved. The amount they’re seeking from us was half the original amount. My wife made an offer to pay half of that amount. She was told by their representative that she would check with the original service provider and see if that was acceptable, then placed her on hold. After the representative came back on the line, she informed my wife that the offer was unacceptable, per the original service provider. My thoughts are that the representative (Choice Recovery), went for a coffee break and simply said it was unacceptable without actually contacting the original provider, as they’ve already written the amount off.



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