CONSUMER RESOURCES

When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

CALL US NOW

ChexSystems

December 5, 2014 | Brent Vullings |

Address:

7805 Hudson Road, Suite 100
Woodbury, MA 55125

Contact Them:

800-428-9623

View Website

premium themes

Fast Fact: Pursuant to the Fair Credit Reporting Act, it is unlawful for a credit bureau to willfully and negligently fail to communicate that a disputed debt is disputed by you.

ChexSystems is a consumer reporting agency. ChexSystems provides account verification services primarily for financial institutions. ChexSystems collects and reports data on checking account applications, openings, and closures, including reasons for account closure. When you apply for a new checking account many banks and credit unions will refer to this database to help inform whether to approve your new account. ChexSystems is affiliated with Fidelity National Information Services, Inc. (FNIS). Your ChexSystems report may contain your full name, previous names used, address, previous addresses, date of birth, and other personally identifiable information.

ChexSystems is located in Woodbury, Massachusetts.

You should dispute any information appearing on your ChexSystems report in writing if you feel as if it is inaccurate.

The Fair Credit Reporting Act (“FCRA”) regulates the consumer reporting agencies’ responsibilities as to your report. There are many things consumer reporting agencies are required to do as it pertains to their reporting. Consumer Reporting Agencies must:

  • report accurately;
  • conduct a reasonable investigation of any dispute you make with them as to inaccurate credit reporting;
  • clearly mark any trade line disputed by you as disputed by the consumer.

    Your best option is to consult with a consumer protection attorney if you believe your rights are being violated.

    • 21 Comments

    1. Andrew B. on April 24, 2015 at 7:39 am

      Chase bank closed my account. I was told that it is up to Chase’s discretion to do business with me and they are ending the relationship. No explanation. Another bank told me to request a report from Chex Systems. This report from Chex Systems has wrong information such as eviction, liens, and that the social security administration has reported me as deceased.



    2. Peter S. on June 8, 2015 at 9:46 pm

      I was working as a contractor for a company who gave me a $2000 check. I used the check to open a bank account. The check bounced. This was reported to ChexSystems. I immediately contacted the company and they issued a good check. Citibank stated I can never have an account with them again and that they were reporting me to ChexSystems because now I was considered “at risk” even though I made good on everything. Thanks to ChexSystems, I now cannot open a bank account anywhere.



    3. mike on April 17, 2018 at 2:42 pm

      I don’t like this company



    4. Acupuncture Beaufort Sc on November 14, 2020 at 12:55 pm

      … [Trackback]

      […] Find More on on that Topic: fairdebtlawyers.com/resource/chexsystems/ […]



    5. best cbd oil reddit on November 28, 2020 at 1:20 am

      … [Trackback]

      […] Find More Information here to that Topic: fairdebtlawyers.com/resource/chexsystems/ […]



    6. keep tinder conversation going on May 14, 2021 at 6:27 am

      keep tinder conversation going

      Chexsystems Disputes & Complaints | Fair Debt Lawyers



    7. dating naked full episodes free on May 19, 2021 at 5:49 am

      dating naked full episodes free



    8. free new dating site 2021 on May 20, 2021 at 7:10 am

      free shemale dating service



    9. dating simulators free on May 20, 2021 at 7:13 am

      free latin dating



    10. bisexual dating free on May 26, 2021 at 9:45 am

      list of free online dating sites



    11. is tinder a free dating site on May 26, 2021 at 11:26 am

      free sim dating game



    12. disabled dating free sites on June 1, 2021 at 6:25 am

      1oo free dating sites



    13. social dating sites free on June 1, 2021 at 1:37 pm

      online dating sites free search



    14. spanish free dating sites on June 1, 2021 at 4:26 pm

      best free christian online dating



    15. 100 totally free dating site on June 1, 2021 at 4:29 pm

      free colombian dating sites



    16. absolutely free online dating on June 23, 2021 at 4:08 pm

      top free military dating sites



    17. the best free online dating on June 24, 2021 at 2:44 am

      free pet lovers dating site



    18. crystal rush gold digger gets a creampie new free sex dating site on June 25, 2021 at 12:43 pm

      100 free local dating



    19. keto drinks at starbucks on July 6, 2021 at 3:14 pm

      2000 calorie keto diet



    20. is sucralose keto on July 6, 2021 at 5:23 pm

      keto at starbucks



    21. mediterranean diet vs keto on July 6, 2021 at 7:15 pm

      keto diet yogurt



    Share Your Experience





    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.