ChexSystems
Address:
7805 Hudson Road, Suite 100
Woodbury, MA 55125
Contact Them:
800-428-9623
Fast Fact: Pursuant to the Fair Credit Reporting Act, it is unlawful for a credit bureau to willfully and negligently fail to communicate that a disputed debt is disputed by you.
ChexSystems is a consumer reporting agency. ChexSystems provides account verification services primarily for financial institutions. ChexSystems collects and reports data on checking account applications, openings, and closures, including reasons for account closure. When you apply for a new checking account many banks and credit unions will refer to this database to help inform whether to approve your new account. ChexSystems is affiliated with Fidelity National Information Services, Inc. (FNIS). Your ChexSystems report may contain your full name, previous names used, address, previous addresses, date of birth, and other personally identifiable information.
ChexSystems is located in Woodbury, Massachusetts.
You should dispute any information appearing on your ChexSystems report in writing if you feel as if it is inaccurate.
The Fair Credit Reporting Act (“FCRA”) regulates the consumer reporting agencies’ responsibilities as to your report. There are many things consumer reporting agencies are required to do as it pertains to their reporting. Consumer Reporting Agencies must:
Your best option is to consult with a consumer protection attorney if you believe your rights are being violated.
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Chase bank closed my account. I was told that it is up to Chase’s discretion to do business with me and they are ending the relationship. No explanation. Another bank told me to request a report from Chex Systems. This report from Chex Systems has wrong information such as eviction, liens, and that the social security administration has reported me as deceased.
I was working as a contractor for a company who gave me a $2000 check. I used the check to open a bank account. The check bounced. This was reported to ChexSystems. I immediately contacted the company and they issued a good check. Citibank stated I can never have an account with them again and that they were reporting me to ChexSystems because now I was considered “at risk” even though I made good on everything. Thanks to ChexSystems, I now cannot open a bank account anywhere.
I don’t like this company