7805 Hudson Road, Suite 100
Woodbury, MA 55125
Fast Fact: Pursuant to the Fair Credit Reporting Act, it is unlawful for a credit bureau to willfully and negligently fail to communicate that a disputed debt is disputed by you.
ChexSystems is a consumer reporting agency. ChexSystems provides account verification services primarily for financial institutions. ChexSystems collects and reports data on checking account applications, openings, and closures, including reasons for account closure. When you apply for a new checking account many banks and credit unions will refer to this database to help inform whether to approve your new account. ChexSystems is affiliated with Fidelity National Information Services, Inc. (FNIS). Your ChexSystems report may contain your full name, previous names used, address, previous addresses, date of birth, and other personally identifiable information.
ChexSystems is located in Woodbury, Massachusetts.
You should dispute any information appearing on your ChexSystems report in writing if you feel as if it is inaccurate.
The Fair Credit Reporting Act (“FCRA”) regulates the consumer reporting agencies’ responsibilities as to your report. There are many things consumer reporting agencies are required to do as it pertains to their reporting. Consumer Reporting Agencies must:
Your best option is to consult with a consumer protection attorney if you believe your rights are being violated.
Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here. Vullings Law neither supports nor provides any opinion as to the statements made herein.