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Chapman Financial Services of WA Inc


1424 N Argonne Rd
Spokane, WA 99212-2685

Contact Them:

Phone: (509) 922-4334
Fax: (509) 927-8147

Fast Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to use postcards in their debt collection efforts.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Ron M. on June 24, 2015 at 10:32 pm

      Chapman Financial Services of WA Inc is short for Chapman Financial Services of Washington Inc. I tried two different credit card numbers both online and over the phone with Chapman Financial Services of WA Inc to try to pay a debt. My cards were good. I just can’t make a payment to Chapman Financial Services of WA Inc without speaking to a live person.

    2. [anonymous] on June 24, 2015 at 10:33 pm

      I pulled a credit report and saw a collection from Charlottesville Bureau of Credits Inc. Charlottesville Bureau of Credits Inc has sent me no initial letter so that I can request validation. I believe Charlottesville Bureau of Credits Inc is collecting for Commonwealth Laboratories.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.