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Certified Credit and Collection Bureau Inc

Address:

69 Readington Rd
Somerville, NJ 08876-3557

Contact Them:

(908) 526-9300

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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 2 Comments

    1. Jake R. on March 27, 2015 at 9:54 pm

      I recently received a collection letter from Certified Credit and Collection Bureau. The letter states that I am in debt dating back to September 2014. I have always paid my bills on time. Any bill I receive, I do keep, and can show they where they were paid in full. I called Certified Credit and Collection Bureau and they did have my social security number. Certified Credit and Collection Bureau also told me that they got a new computer system recently and they were still working out some bugs. I want to know what this is all about but they can’t give me an answer that makes sense.

    2. Ray N. on May 12, 2015 at 8:54 pm

      Certified Credit & Collection Bureau has been in business since 1969. Joanne Rockford is the president of Certified Credit & Collection Bureau.

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