When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Centex Business Services


302 E Church Ave
Killeen, TX 76541-4843

Contact Them:

Phone: (254) 519-5800
Fax: (254) 634-3227

Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to contact you before 8 am or after 9 pm.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Anonymous on June 23, 2015 at 9:55 pm

      I paid off a bill to Centex Business Services but they were still reporting on my credit. After I paid this to Centex Business Services, I was informed by them that their records were showing the bill was unpaid and that I would need to send proof of payment. Even with this, Centex Business Services was rude claiming I hadn’t paid.

    2. on January 12, 2021 at 2:15 pm

      … [Trackback]

      […] Find More to that Topic: […]

    3. cheap wigs on January 17, 2021 at 12:18 am

      … [Trackback]

      […] There you can find 17438 more Info to that Topic: […]

    4. lace front wigs on January 20, 2021 at 3:36 am

      … [Trackback]

      […] Info to that Topic: […]

    5. CI/CD on February 8, 2021 at 8:23 pm

      … [Trackback]

      […] Read More Information here to that Topic: […]

    6. custom cornhole on February 13, 2021 at 10:45 pm

      … [Trackback]

      […] Read More here to that Topic: […]

    7. Devops orchestration tools on April 29, 2021 at 2:29 pm

      … [Trackback]

      […] Read More here to that Topic: […]

    8. … [Trackback]

      […] There you will find 60175 more Information to that Topic: […]

    9. … [Trackback]

      […] Find More on to that Topic: […]

    10. Speed Paste on June 14, 2021 at 9:50 am

      … [Trackback]

      […] Read More on to that Topic: […]

    11. read here on June 25, 2021 at 7:46 am

      … [Trackback]

      […] Read More on that Topic: […]

    12. exchange hosting fiyat on June 26, 2021 at 7:52 am

      … [Trackback]

      […] Find More Information here on that Topic: […]

    13. kurumsal bilişim danışmanlığı on June 28, 2021 at 7:59 am

      … [Trackback]

      […] Find More Info here on that Topic: […]

    14. carpet cleaning service berkhamsted on July 3, 2021 at 10:57 am

      … [Trackback]

      […] Read More on that Topic: […]

    15. … [Trackback]

      […] Find More on on that Topic: […]

    16. KOOP ID-KAART VAN DENEMARKEN ONLINE on July 15, 2021 at 8:47 pm

      … [Trackback]

      […] Information on that Topic: […]

    17. Glo Extracts on October 11, 2021 at 6:11 am

      … [Trackback]

      […] Read More here to that Topic: […]

    Share Your Experience

    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.