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CBY Systems Inc


33 S. Duke Street
York, PA 17401-1401

Contact Them:


Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Wendell L. on March 21, 2015 at 5:12 pm

      CBY Systems called. When CBY Systems called, they came up as unknown. I don’t answer “unknown” calls. CBY Systems left a message. I called them back. CBY Systems are a bunch of nasty collectors with nasty attitudes.

    2. Bethany D. on May 6, 2015 at 9:51 pm

      CBY Systems is also known as Credit Bureau of York. I just learned that in addition to collecting debt, CBY Systems has a little side business selling Trans Union and Experian credit reports.

    3. C E M on June 7, 2019 at 1:55 pm

      I googled the number that called 717-843-7337 as they refused to identify themselves. However they were rattling off information about me and asking me to verify it. I told them I would not verify any information until I knew who I was speaking to. The woman refused and said she ” mailed ” me something or is going to mail me something but there was haste in her trying to end the call. Even if what she was calling about is legitimate, it was not handled per FDCPA rules and regulations.

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